by olivrco | Jun 6, 2024 | Finances, Life Insurance
An indexed universal life (IUL) policy is a type of permanent life insurance that combines life insurance protection with a cash value component that has the potential to grow based on a stock market index. Unlike traditional universal life insurance, which credits...
by olivrco | Jan 1, 2024 | Life, Self Improvement
There’s nothing like fresh air to open and expand your mind, clear your senses, and maybe even inspire you. Every season brings new possibilities and the world looks different depending on the time of year. Fresh oxygen, exercise, and the sense of community and...
by olivrco | Dec 31, 2023 | Life, Self Improvement
Drinking is a socially accepted coping mechanism. It’s an acceptable way to deal with a breakup, stress at work, or social anxiety. But maybe you’re starting to find that drinking alcohol is affecting your family or work relationships. Or maybe you’ve reached a point...
by olivrco | Dec 25, 2023 | Life, Self Improvement
I recognize that deep breathing is something we all do when we need to calm our minds before an exam or a presentation. I always do it because it helps me stay focused and relaxed. Deep breathing helps me to remain grounded in my heart and keep my energy centered. I...
by olivrco | Dec 21, 2023 | Business, Life, Self Improvement
Many people think they want to change. But the reality is, change is the last thing they want to do. It’s not surprising because change comes at a high cost. Change costs so much that many people would rather not change at all. Think about it. If people truly...
by olivrco | Dec 14, 2023 | Self Improvement
Self-improvement is something we often talk about but rarely focus on. There are so many ways we can seek self-improvement. Sometimes, we can make significant changes. Sometimes, however, we can create small changes and take small steps. Letâs take a look at five...
by olivrco | Dec 11, 2023 | Self Improvement
The movie Groundhog Day turned a small town in Pennsylvania into a major attraction. Crowds of fans visit on February 2 each year to see if Punxsutawney Phil will see his shadow, signaling another 6 weeks of winter. Part of the appeal is the filmâs premise that is...
by olivrco | Dec 7, 2023 | Self Improvement
I find that it is easy for me to fall back into a routine of living out someone elseâs vision for me. When things are hard, I tend to revert to a past pattern of doing things because they have always been done that way. However, I learn that it creates exciting...
by olivrco | Dec 5, 2023 | Self Improvement
What do you want to change in the next five years? Itâs a big question and one that can be difficult to answer. After all, five years is a long time, and it’s hard to know where youâll be. However, these questions can help you think about the changes youâd...
by olivrco | Nov 30, 2023 | Self Improvement
My choices create a lifestyle that I enjoy and a future to look forward to. I choose to live a balanced lifestyle and learn new ways of living well. I eat well, do regular exercise, enjoy my hobbies, spend quality time with friends, and volunteer to give others...
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