What is an IUL Policy?

What is an IUL Policy?

An indexed universal life (IUL) policy is a type of permanent life insurance that combines life insurance protection with a cash value component that has the potential to grow based on a stock market index. Unlike traditional universal life insurance, which credits...
5 Ways to Make The Most of Being Outside

5 Ways to Make The Most of Being Outside

There’s nothing like fresh air to open and expand your mind, clear your senses, and maybe even inspire you. Every season brings new possibilities and the world looks different depending on the time of year. Fresh oxygen, exercise, and the sense of community and...
9 Steps to Stop Drinking Alcohol

9 Steps to Stop Drinking Alcohol

Drinking is a socially accepted coping mechanism. It’s an acceptable way to deal with a breakup, stress at work, or social anxiety. But maybe you’re starting to find that drinking alcohol is affecting your family or work relationships. Or maybe you’ve reached a point...
Breathing deeply is a gift.

Breathing deeply is a gift.

I recognize that deep breathing is something we all do when we need to calm our minds before an exam or a presentation. I always do it because it helps me stay focused and relaxed. Deep breathing helps me to remain grounded in my heart and keep my energy centered. I...

5 Goals For Self-Improvement

Self-improvement is something we often talk about but rarely focus on. There are so many ways we can seek self-improvement. Sometimes, we can make significant changes. Sometimes, however, we can create small changes and take small steps. Let’s take a look at five...

I make positive choices every day.

My choices create a lifestyle that I enjoy and a future to look forward to. I choose to live a balanced lifestyle and learn new ways of living well. I eat well, do regular exercise, enjoy my hobbies, spend quality time with friends, and volunteer to give others...